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DigiWise
  • Product
    • Platform
    • How it works
    • Closed-loop wallet
    • Embedded wallet
    • Wallet ledger
    • Services
    • Wallets
    • Top Up
    • Payments
    • Transfer
    • Withdraw
    • Refunds
    • Reports
    • Notifications
  • Use cases
    • Marketplaces
    • Hospitality
    • Workforce and gig
    • Retail and store credit
    • All use cases
  • Developers
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    • About
    • Security
    • Contact
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DigiWise Wallet terms of service

Effective 10 September 2026.

Contents
  1. 1. Introduction
  2. 2. Eligibility
  3. 3. Account registration
  4. 4. Wallet usage
  5. 5. Fees
  6. 6. Restrictions
  7. 7. Refunds and reversals
  8. 8. Privacy
  9. 9. Account termination
  10. 10. Limitation of liability
  11. 11. Governing law
  12. 12. Contact information

1. Introduction

Welcome to DigiWise Wallet, a service provided by DigiWise (“we”, “our”, “us”). By registering for or using our digital wallet services through the DigiWise Wallet website or mobile app, you agree to be bound by these terms of service.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement. Businesses registering must provide valid business registration details.

3. Account registration

Users must provide accurate personal information including name, email and phone number. Each user is responsible for maintaining the confidentiality of their account credentials.

4. Wallet usage

The wallet allows you to store, send and receive funds in the currency your wallet holds, through our integrated payment partners. Our current payment partners are listed in our Privacy Policy on request. Transactions are subject to verification and may be limited by applicable laws.

5. Fees

Transaction and service fees are displayed prior to confirmation. Fees may vary depending on transaction type and partner application integration.

6. Restrictions

You may not use the wallet for illegal activities, including money laundering, gambling or fraudulent transactions.

7. Refunds and reversals

Refunds are processed in accordance with our Refund Policy. Once a transaction has been completed, reversals are only available in cases of verified error or fraud.

8. Privacy

Your personal information is collected and processed as described in our Privacy Policy.

9. Account termination

We reserve the right to suspend or terminate accounts found in violation of our terms or applicable regulations.

10. Limitation of liability

DigiWise is not liable for indirect or consequential losses arising from service interruptions or unauthorised account access.

11. Governing law

These terms are governed by the laws of the Republic of South Africa.

12. Contact information

For queries, contact us at info@digiwisewallet.com.

DigiWise

A digital wallet inside your own app.

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Platform

  • Platform
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  • Closed-loop wallet
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  • Use cases
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Learn

  • Add a wallet to your app
  • Wallet vs payment gateway
  • Wallet terms, explained

Company

  • About
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  • Contact

Legal

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  • Refund policy
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