About

Who answers.

Money infrastructure is bought on trust, and trust starts with knowing who is on the other end of it. So here is who builds this, where it runs from and what happens when you send us a message.

A person at a desk mid-task, the room behind them thrown out of focus
Who we are

A wallet layer, built and run in one place.

DigiWise is a wallet-as-a-service platform built by STS Holdings and run from South Africa. It puts a digital wallet inside a product that already has customers, so the money those customers move stays in the product rather than leaving it after every step.

We build and operate all of it. The wallet your users see, the connections to the payment providers, the ledger that records every movement twice and the people who review money leaving the system. That last part is deliberate. A person checks every withdrawal before it is released, which means there is always someone accountable for money that has left a wallet.

A small team answers the contact form. There is no queue in front of it and no script behind it. When you write to us you will speak to someone who works on the product, and they will tell you what it does today rather than what it might do later.

Where we are

Built and run from South Africa.

The wallet is live in South Africa, inside connected applications on web and mobile. The whole list of what is running today sits on the home page.

See what is live today

How we write

How we talk about what we do

We publish what the product does today. We mark what is coming as coming. We do not put a number on the page that we cannot evidence.

That cuts both ways, so here is what you will not find here, and where to get it instead.

  • No fee schedule. Pricing is scoped per deployment, because what a wallet layer costs depends on how many wallets you open and how money moves between them. Ask and we will price your case.
  • No compliance certifications or audit reports. We do not list them on the site. Ask and we will tell you what exists today.
  • No client names and no payment provider names. We will name them on a call, with their permission.
  • No transaction volumes and no user counts.
  • No prices anywhere on this site. Every amount on a wallet screen is an illustration, not a quote.

Read about security

Questions

Who we are, plainly.

Who builds DigiWise Wallet?

DigiWise Wallet is built and operated by STS Holdings, and run from South Africa. We build the wallet, the payment connections, the ledger and the review behind a withdrawal.

Where does it run today?

Live in production in South Africa, inside connected applications on web and mobile.

Is DigiWise Wallet connected to other companies with a similar name?

No. DigiWise Wallet is the wallet-as-a-service platform at digiwisewallet.com, operated by STS Holdings. Any other business using a similar name is unrelated to us.

What will you not tell us?

We will not give you a fee schedule on a web page, name another client without their permission, or publish a certification we have not been asked to evidence. Ask us directly and you will get a straight answer or a plain no.

Talk to the people who build it.

Tell us what your product should do for its users. We will tell you what the wallet can do for it.